Effective as of March, 30 2012
This privacy statement describes how Shopping Marketplace Development Inc. collects and uses the personal information you provide on our Web site: iloansnow.com. It also describes the choices available to you regarding our use of your personal information and how you can access and update this information.
322 NW Sixth Ave, Suite 203,
Portland, OR 97209
Attention: I Loans Now dot Com
Address for mail only.
If you are not satisfied with our response you can contact TRUSTe here.
What we do, and who are we
We operate and own the website iloansnow.com (“company” or “we”, “our”, “the site”). Through the Site, Company operates a prospective customer data base (the “service”). We compile, sort and sell contact information to businesses on behalf of customers who are interested in our service, who apply for a business product. Our company utilizes third party vendors, affiliates, and variety of media advertisements to promote the Site or supplement our database.
When filling out an application form through iloansnow.com, customers are added automatically to the iloansnow.com mailing list. By applying through iloansnow.com, customers also agree to receive text messages from iloansnow.com unless they choose to opt-out of receiving them. Besides, iloansnow.com customers can be contacted by marketing agencies which are business partners of iloansnow.com via short message service, email or phone. List members will then receive an email or telephone contacts only for as long as they want to continue.
Customers who want to get off our contact list either by email or telephone they may do that at anytime. You may do this by clicking on the opt-out link which is on the bottom of each email, you may also do so by sending us an email, at anytime.
If you do choose to opt-out from the contact list, we will also forward your name to specific vendor or affiliate marketer who provided your information to us so they also remove you as a contact. If your information was purchased commercially from a third party vendor your information may not be the only data business with your contact information. This could have been because your information was purchased from someone else. iloansnow.com is not responsible for stopping all unwanted contacts.
How much do cash loans cost?
A cash loan could be very expensive, since you will need to pay an APR (annual percentage rate) which could be hundred percent. For instant you might pay 20 dollars for borrowing 100 dollars. For better examples you may refer to the Consumer Federation of America who calculates to compare cash loans.
Your privacy is our concern
iloansnow.com understands the importance of your personal information protection. Your personal information is what we collect to communicate with you to process your requests for products and services. We do not share your information with anyone other than our lender’s in our network and/or affiliates. This applies to current and former customers.
We do not knowingly collect personal information form minors: children under 13 years of age and younger.
General information collection and use
iloansnow.com collects information from our prospective and existing customers. Users of our site may opt-out at any time, from receiving emails or being contacted. Not all of the information that we collect on our site is required, however some of it is such as: name, address, work phone, contact phone number, Credit Rating, current interest rate, 1st mortgage balance, loan amount desired, house type, email address, employer, employer phone number, and best time to reach you at. We use this information to assist you with the financial services you requested.
iloansnow.com automatically collects from your computer software, which may be used also with aggregate to third parties for services like traffic analysis purposes. Information includes your IP address, browser type, domain names, times of access and referring web site addresses. We use such information to maintain and improve the quality of the service and to generate statistics regarding use. iloansnow.com will not send you information such as newsletters or updates without your personal request. As soon as you choose to fill in and submit the application form for cash loan you provide iloansnow.com with such a request.
You may opt-out from receiving emails or any kind of contact from us. We provide our customers opportunity to opt-out. iloansnow.com gives our customers the option for removing their information from our database. You may email us as . It will take up to 10 business days after we receive an opt-out request via email or by phone. If you receive text messages and would like to opt-out you can reply by sending “stop”, “end” or “quit” to the text messages.
We do not sell your personal information to third parties.
We may provide your personal information to companies that provide services to help us with our business activities such as shipping your order or offering customer service. These companies are authorized to use your personal information only as necessary to provide these services to us.
We may also disclose your personal information
- as required by law such as to comply with a subpoena, or similar legal process
- when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request,
- if Shopping Marketplace Development Inc. is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our Web site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information,
- to any other third party with your prior consent to do so.
We share your personal information with other companies so that they can market their products or services to you. If you do not want us to share your personal information with these companies, contact us at (add email address or direct the user to contact information.)
Disclosing information with affiliates
When you choose to submit information to request a quote you are giving permission to be contacted by iloansnow.com or affiliated third parties. We do give your information and your loan request you fill out to affiliated companies: banks, lenders, loan brokers. This is done to inform you of products and services. An affiliate partner is a company that is contracted with iloansnow.com and has a legal contract with iloansnow.com.
“A cookie, also known as an HTTP cookie, web cookie, or browser cookie, is used for an origin website to send state information to a user’s browser and for the browser to return the state information to the origin site. The state information can be used for authentication, identification of a user session, user’s preferences or anything else that can be accomplished through storing text data on the user’s computer.” If a member rejects to cookies, you may still use our service but without cookies you may not be able to access certain features. Cookies can also enable to track and target interests of our members. Personal information is tied with all cookies searched on domain.
Third Party Cookies
Third Party Advertising
The ads appearing on this Web site are delivered to you by Clicks.net, our Web advertising partner. Information about your visit to their site, such as number of times you have viewed an ad (but not your name, address, or other personal information), is used to serve ads to you on this site. For more information about Clicks.net, please contact Clicks.net.
Our site iloansnow.com contains links to other sites; our company is not responsible for the privacy practices of other sites. We do encourage our members to read carefully of the privacy statement on every that asked for personal information. Sometimes we may co-brand with third parties, it will be clear who is collecting the information.
The security of your personal information is important to us. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security. If you have any questions about security on our Web site, you can contact us at .
When you enter sensitive information (such as a social security number) on our application forms, we encrypt the transmission of that information using secure socket layer technology (SSL).
Update or correct information
Notifications of changes
Site and Service update
Members are not able to unsubscribe from service announcements, which contain important information about on services or products. In addition, we keep communications with users to provide requested services and in regards to things that are related to the account via email or phone. If you no longer wish to receive emails from us you can deactivate your account by contacting us at .
Sharing information with co-branded companies
Co-branded companies that offer services will be identified directly on quote request forms for the product or service you choose before you submit the quote. The product and service shall control data when submitted to them. For tracking and identification purposes your contact information is shared with us. A co-branded company will be provided with your personal information, directly to the provider’s website, not iloansnow.com.
Do Not Call Registry Compliance
By submitting personal information you grant written permission to iloansnow.com and affiliates of our site to contact by phone, mail or email.
We will retain your information for as long as your account is active or as needed to provide you services. If you wish to cancel your account or request that we no longer use your information to provide you services contact us at . We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
322 NW Sixth Ave, Suite 203,
Portland, OR 97209
Attention: I Loans Now dot Com
Address for mail only.